Hello
tracking is used in conjunction with conditional routing
it can be applied to certain prefixes so that upon a certain condition the track will be initiated and and action can be taken depending what what that is-i
could be a removal if a default route - shutting down of an interface - policy route to name a few
in your case an example of a conditional track route that’s applied to a static default route would remove that default static route if the track applied to it lost reachability or communication to whatever its tracking however if you didn’t have tracking applied to that static route then if even if reachability was lost to its specified next hop or interface then the default will still be in the route table and thus could black hole your traffic
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Kind Regards
Paul