adding to vmiller..
The Network Access Layer is Ethernet, ATM, Frame Relay and so on. Anything that fits in this layer is a FRAME. Frame is a lower-level idea. Frames are used on cabling systems. The cabling system can have multiple stations connected on the cable. A frame has framing to mark the beginning and end, sender and receiver addresses to indicate the stations on the cable, low-level control information, and a payload.
The Internet Layer is where IP was defined. Anything in this layer IS A PACKET.A packet is a block of user data, such as a piece of an e-mail message, with a network address pasted onto the front. Packets are used on networks. The network equipment looks at the network address and uses this information to make a route decision.
see the comparision: http://www.wifinotes.com/computer-networks/frame-vs-packets.html
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