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You cannot specify the number of days before which a user cannot change his password. You can specify after how many days a password will expire:"Disable user accout after 30 days if password was not changed"
What browser were you using to download the patch file? I could download it intact and also install it using ftp, no problems. (Btw, have you checked the byte count and checksum of the file?)The FTP log shows the RETR (retrieve) ftp command failing. ...