The behaviour of policy-map is different depending upon the QOS configuration - FRTS, GTS, CBWFQ/LLQ, CAR, packet marking etc. In general all policy-maps activate the policy when there is congestion. If the policy-map is used for marking packets, it will always be active.
YOu can override the 75 percent limit using the
command "max-reserved bandwidth" command.
You can read more about QOS in the following docs.
http://www.cisco.com/en/US/products/sw/iosswrel/ps1835/products_configuration_guide_chapter09186a00800bd8ed.html
http://www.cisco.com/pcgi-bin/Support/browse/index.pl?i=Technologies&f=773
Sankar Nair
UC Solutions Architect
Pacific Northwest | CDW
CCIE Collaboration #17135 Emeritus