no service pad - Disables incoming and outgoing packet assembler and disassembler connections
service timestamps - Creates a time stamp for your debug messages when you run debug commands and log messages generally used by a syslog server, but can also be displayed with a 'show log' command
service password-encryption - encrypts passwords stored in your configuration so they cannot be viewed in plain text when you issue commands such as 'show run'
HTH
Craig
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