Hi -
On a L2 switch, like a Catalyst 2960X, the switch works like an network endpoint host for the purposes of remote management. If you have 50 VLANs on your network and one of them is for network management, then the SVI (VLAN interface) allows you to apply the correct 802.1q tag to your management traffic. To allow the device to talk to other subnets we use the "ip default-gateway <w.x.y.z>" command because routing commands are not permitted/functional in L2-only mode.
If you create multiple SVIs, you will see that the L2 switch is still just an endpoint device in each of the networks it has interfaces in, but it does not actually forward packets between the interfaces.
PSC