The router will automatically load balance, at a session level over, up to 4, equal cost paths. So, if you set up 2 default static routes, one over each interface, you will get load sharing.
To get the router to use the FE only when the DS3 gets congested, you can use the backup interface command on the DS3 but, if you do use this, the FE will be in standby mode normally and will only become active when the DS3s utilisation exceeds the threshold you specify.