Sparky,
The default route is not considered unless you configure the allow-default keyword as follow:
ip verify unicast source reachable-via any allow-default
Regards
Harold Ritter
Sr Technical Leader
CCIE 4168 (R&S, SP)
harold@cisco.com
México móvil: +52 1 55 8312 4915
Cisco México
Paseo de la Reforma 222
Piso 19
Cuauhtémoc, Juárez
Ciudad de México, 06600
México