Here is a simple answer to your question. Are you currently experiencing any issues with the version of IOS you currently use? Are there any vulerabilities listed on the deferral of the train of IOS you use? If the answer to either is yes, then upgrade to the release that is recommended, PROVIDED the release can support all the features and modules you currently are using in your router. If the answer is no to both questions, then upgrading is not a necessary thing to do.