I do not use the setup wizard, so I cannot address that.
Typically, the management IP is the address you will use to access the device. The main VLAN address will probably be your default gateway for the devices on that VLAN. It is true that they could be the same (depending on how you have your access-lists set up) but for security reasons, it may be best to not only use different addresses, but also have them on separate VLANS.