Hello,
In these cases of doubt, the most reliable way of finding out is to simply test it yourself. Or ask here on CSC
I can confirm that in IOS, the summary route retakes the lowest metric from among the summarized routes. I have tested it on dynamips for RIP, IS-IS, OSPF and EIGRP. In this aspect, the IOS behavior does not always align to RFCs - in particular, RFC 2328 for OSPF requires that when performing summarization, the summary route shall take the highest metric, not the lowest - but with summarization, doing either is equally bad.
So to sum it up - it is the metric of the lowest component route that is being retaken by the summary route.
Best regards,
Peter